Returning to school during COVID-19

Returning to school this fall will require schools and families to work together even more than before. Schools are making changes to their policies and operations with several goals: supporting learning; providing important services such as school meals, extended daycare, extracurricular activities, and social services; and limiting the transmission of SARS-CoV-2 (the viruses that cause COVID-19). Teachers and staff can teach and encourage preventive behaviors at school. Likewise, it will be important for families to emphasize and model healthy behaviors at home and to talk to children about changes to expect this school year. Even if a child will attend school in-person, it is important to prepare for the possibility of virtual learning if school closes or if the child becomes exposed to COVID-19 and needs to stay home.

The CDC has created several checklists for decision making and planning for returning to school this fall. The Back to School Decision Making Tool contains questions that are designed to help you weigh the risks and benefits of available educational options before you make decisions. Additionally, the CDC has developed family checklists to plan for in-person classes or virtual at-home learning.

The CDC has also shared tips to help parents, guardians, and caregivers plan and prepare for the upcoming school year:

  • Talk to your child about precautions to take at school. Children may be advised to do the following:
    • Wash hands with soap and water for at least 20 seconds more often. 
    • If water is not available, use hand sanitizer that contains at least 60% alcohol. Make sure you’re using a safe product. FDA provides a list of hand sanitizers consumers should not use. Adults should monitor children while they use hand sanitizer and it should be stored out of their reach. 
    • Maintain a recommended physical distance from other people, including other students. 
    • Wear a mask. 
    • Avoid sharing objects with other students, including water bottles, devices, writing instruments, and books. 
    • Monitor how they feel and tell an adult if they are not feeling well. 

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  • Develop daily routines before and after school—for example, things to pack for school in the morning (like hand sanitizer and a backup mask) and things to do when you return home (like washing hands immediately and washing worn cloth masks). Wash your hands immediately after taking off a mask. 
  • Be familiar with your school’s plan for how they will communicate with families when a positive case or exposure to someone with COVID-19 is identified and ensure student privacy is upheld.

Time for Ohioans to Protect Property and Review Insurance Ahead of Summer Storm Season

From the Ohio Department of Insurance                                                                                                               Contact: Robert Denhard
614-644-3366
robert.denhard@insurance.ohio.gov

COLUMBUS – Ohio Department of Insurance Director Jillian Froment is urging Ohioans to ensure their property is secure and to conduct an insurance review in preparation for the summer storm season, one of the most destructive and costliest times of year caused by weather.

“Being prepared will help Ohioans stay safer and more financially protected when severe weather strikes,” Froment said. “Ohioans should get their property in order by completing routine maintenance and review their insurance coverages and amounts with an agent.”

Froment added that it’s important to review your policy because flood insurance and sewer backup coverage are not typically included in a standard property insurance policy. They have to be purchased separately. Additionally, there is a 30-day waiting period before flood insurance kicks in. You can find more information about flood insurance at www.floodsmart.gov.

Froment shared the following tips to help protect Ohioans:

Keep your property properly maintained

  • Empty gutters to mitigate excess water accumulation.
  • Secure loose gutters and shutters that could break free and cause damage.
  • Remove dead branches and/or trees as they are destructive in high winds.
  • Consider an annual roof inspection for loose shingles, rotted wood, and leakage.
  • Before a storm secure or store outdoor possessions, including a trampoline, furniture, and table and sun shading umbrellas. They can be dangerous projectiles.

Conduct a thorough insurance review

  • Damage caused by rain, hail, lightning, wind, or tornado is generally covered by a standard homeowners insurance policy, and a standard renters insurance policy (personal possessions).
  • Property insurance policies generally cover roof, gutter, siding, and window damage, and damage to interior walls and ceilings from leaking rain.
  • Many policies have a separate deductible specific to wind/hail damage that is either a flat dollar amount or a percentage amount of what the property is insured for.
  • If a tree falls on your home, garage or fence, your policy generally will pay to repair damage to the structure and contents, as well as tree removal costs with some possible limitations.

Taking the time to complete a home inventory can expedite the claim filing process if there is damage. Download a free home inventory app or print an inventory worksheet from the National Association of Insurance Commissioners website,  https://www.naic.org/documents/index_disaster_section_inventory_ checklist.pdf. To initiate claim filing, contact your insurance agent or company right away.

Consumers with any insurance questions and to file an insurance-related complaint can contact the Ohio Department of Insurance at 1-800-686-1526 and consumer.complaint@insurance.ohio.gov. A severe weather preparation and recovery toolkit is available at www.insurance.ohio.gov. Safety information can be found at www.ema.ohio.gov.

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Protect Yourself From Severe Thunderstorms

Lightning Safety Awareness Week is June 21-27.

COLUMBUS — In an annual coordinated effort with the National Weather Service (NWS), the Ohio Committee for Severe Weather Awareness is promoting June 21-27 as National Lightning Safety Awareness Week and encourages all Ohioans to know what to do before, during, and after thunderstorms and to practice severe weather safety and preparedness throughout the summer.

Since the inception of Lightning Safety Awareness Week in 2001, lightning fatalities in the U.S. have dropped from about 50 per year to an average of 30 or less per year. The NWS attributes this reduction to this weather safety campaign, to a greater awareness of lightning danger, and to people seeking safe shelter when thunderstorms develop.

As of June 15, 2020, three people have died after being struck by lightning in the United States this year. Last year, 20 people in a total of 13 states died from being struck by lightning. This includes two women from the Cincinnati area who tried to seek shelter from a storm under a tree.

There is no safe place outside when thunderstorms are in the area. But you can protect yourself, even if you’re caught outdoors when thunder and lightning storms are close by knowing lightning safety. The NWS and the Ohio Committee for Severe Weather Awareness (OCSWA) encourage Ohioans to have a safety plan not only for severe thunderstorms, but also for all weather events.

  • Make listening or reading weather reports a part of planning your day. If the weather forecast calls for thunderstorms, you may need to postpone your trip or outdoor activity.
  • “When thunder roars, go indoors!” Stop outdoor activities and seek a safe, enclosed shelter immediately.
  • Remember the 30-30 Rule. After seeing lightning, start counting to 30. If you hear thunder before reaching 30, go indoors. Suspend outdoor activities for at least 30 minutes after hearing the last clap of thunder.
  • If shelter is not available, crouch down low, with as little of your body touching the ground as possible. Lighting can cause electric currents along the top of the ground that can be deadly up to, and exceeding, 100 feet away.
  • Avoid concrete floors and walls. Lightning can travel through metal wires or bars that may be embedded in concrete.

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Prepare Before the Storm

  • Know your area’s risk for thunder and lightning. Spring and summer are typical seasons for thunderstorms, but they can occur year-round, day or night.
  • Sign up for your local emergency notification system or download a weather app. The Emergency Alert System and NOAA Weather Radio also provide emergency alerts.
  • Cut down or trim trees that may be in danger of falling onto your home.
  • Consider buying surge protectors, a lightning protection system, or lightning rods to protect your home, appliances, and electronic devices.

Survive During the Storm

  • When you hear thunder or see lightning, move to safe shelter immediately, such as a substantial building, or a metal-topped vehicle (not a convertible), with the windows rolled up. Pay attention to weather reports and thunderstorm warnings.
  • Get out and away from bodies of water. If boating, fishing or swimming, get to land and find a sturdy, grounded shelter or vehicle immediately.
  • If indoors, avoid running water or using landline phones. Electricity can travel through plumbing and telephone lines.
  • Never drive or walk through flooded roadways. Turn Around Don’t Drown ®. It takes just six inches of fast-moving water to knock an adult down, and about 12 inches of moving water can sweep away most vehicles.

Be Safe After the Storm

  • Listen to local authorities and weather forecasts for storm watches or warnings or for any instructions regarding potential flash flooding.
  • Wait 30 minutes after the last rumble of thunder before resuming outdoor activities. Watch for fallen power lines or broken tree limbs. Report hazards immediately.

For additional information on lightning safety, follow OCSWA on Facebook and Twitter.

ABOUT OCSWA: OCSWA is comprised of 16 agencies and organizations that are dedicated in teaching Ohioans severe weather safety and preparedness.

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