September is National Preparedness Month

National Preparedness Month (NPM) is recognized annually in September to encourage family and community disaster planning not only for a month, but throughout the year. As our state and nation continue to respond to COVID-19, National Preparedness Month is an ideal time for Ohioans to ensure they are prepared for any disaster, including a pandemic.

This year’s theme for NPM is: “Disasters Don’t Wait. Make Your Plan Today.”

“Even while battling the coronavirus, Ohioans have dealt with other emergencies, including floods, tornadoes, and extreme heat,” said Governor Mike DeWine. “Disasters can happen at any time, and National Preparedness Month is a good time to ensure you’re ready to handle the next emergency.”

“As the governor said, disasters don’t pause because of the coronavirus,” said Ohio Emergency Management Agency Executive Director Sima Merick. “We have to stay diligent. We have to stay prepared. We have to make plans to protect ourselves and loved ones from hazards and severe weather events that can impact our lives. Making and practicing your emergency plans, which includes having disaster supply kits for the home and car, are just a few things that we all can do to be safe and resilient.”

In coordination with FEMA’s Ready campaign, the Ohio EMA and ReadyOhio encourage households, county EMAs, businesses, schools, and places of worship to plan for emergencies by participating in the weekly themes for NPM 2020:

Week 1 (Aug. 31-Sept. 4): COVID-19 Safety & Preparedness Information

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Week 2 (September 7-11): Make an Emergency Plan

Week 3 (September 14-18): Build a Kit

Week 4 (September 21-25): Youth Emergency Preparedness

Throughout September, Ohio EMA will post emergency preparedness information on Facebook and Twitter that coincide with the NPM weekly themes.

Visit ready.ohio.gov for additional information on emergency safety and preparedness.

Returning to school during COVID-19

Returning to school this fall will require schools and families to work together even more than before. Schools are making changes to their policies and operations with several goals: supporting learning; providing important services such as school meals, extended daycare, extracurricular activities, and social services; and limiting the transmission of SARS-CoV-2 (the viruses that cause COVID-19). Teachers and staff can teach and encourage preventive behaviors at school. Likewise, it will be important for families to emphasize and model healthy behaviors at home and to talk to children about changes to expect this school year. Even if a child will attend school in-person, it is important to prepare for the possibility of virtual learning if school closes or if the child becomes exposed to COVID-19 and needs to stay home.

The CDC has created several checklists for decision making and planning for returning to school this fall. The Back to School Decision Making Tool contains questions that are designed to help you weigh the risks and benefits of available educational options before you make decisions. Additionally, the CDC has developed family checklists to plan for in-person classes or virtual at-home learning.

The CDC has also shared tips to help parents, guardians, and caregivers plan and prepare for the upcoming school year:

  • Talk to your child about precautions to take at school. Children may be advised to do the following:
    • Wash hands with soap and water for at least 20 seconds more often. 
    • If water is not available, use hand sanitizer that contains at least 60% alcohol. Make sure you’re using a safe product. FDA provides a list of hand sanitizers consumers should not use. Adults should monitor children while they use hand sanitizer and it should be stored out of their reach. 
    • Maintain a recommended physical distance from other people, including other students. 
    • Wear a mask. 
    • Avoid sharing objects with other students, including water bottles, devices, writing instruments, and books. 
    • Monitor how they feel and tell an adult if they are not feeling well. 

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  • Develop daily routines before and after school—for example, things to pack for school in the morning (like hand sanitizer and a backup mask) and things to do when you return home (like washing hands immediately and washing worn cloth masks). Wash your hands immediately after taking off a mask. 
  • Be familiar with your school’s plan for how they will communicate with families when a positive case or exposure to someone with COVID-19 is identified and ensure student privacy is upheld.

Time for Ohioans to Protect Property and Review Insurance Ahead of Summer Storm Season

From the Ohio Department of Insurance                                                                                                               Contact: Robert Denhard
614-644-3366
robert.denhard@insurance.ohio.gov

COLUMBUS – Ohio Department of Insurance Director Jillian Froment is urging Ohioans to ensure their property is secure and to conduct an insurance review in preparation for the summer storm season, one of the most destructive and costliest times of year caused by weather.

“Being prepared will help Ohioans stay safer and more financially protected when severe weather strikes,” Froment said. “Ohioans should get their property in order by completing routine maintenance and review their insurance coverages and amounts with an agent.”

Froment added that it’s important to review your policy because flood insurance and sewer backup coverage are not typically included in a standard property insurance policy. They have to be purchased separately. Additionally, there is a 30-day waiting period before flood insurance kicks in. You can find more information about flood insurance at www.floodsmart.gov.

Froment shared the following tips to help protect Ohioans:

Keep your property properly maintained

  • Empty gutters to mitigate excess water accumulation.
  • Secure loose gutters and shutters that could break free and cause damage.
  • Remove dead branches and/or trees as they are destructive in high winds.
  • Consider an annual roof inspection for loose shingles, rotted wood, and leakage.
  • Before a storm secure or store outdoor possessions, including a trampoline, furniture, and table and sun shading umbrellas. They can be dangerous projectiles.

Conduct a thorough insurance review

  • Damage caused by rain, hail, lightning, wind, or tornado is generally covered by a standard homeowners insurance policy, and a standard renters insurance policy (personal possessions).
  • Property insurance policies generally cover roof, gutter, siding, and window damage, and damage to interior walls and ceilings from leaking rain.
  • Many policies have a separate deductible specific to wind/hail damage that is either a flat dollar amount or a percentage amount of what the property is insured for.
  • If a tree falls on your home, garage or fence, your policy generally will pay to repair damage to the structure and contents, as well as tree removal costs with some possible limitations.

Taking the time to complete a home inventory can expedite the claim filing process if there is damage. Download a free home inventory app or print an inventory worksheet from the National Association of Insurance Commissioners website,  https://www.naic.org/documents/index_disaster_section_inventory_ checklist.pdf. To initiate claim filing, contact your insurance agent or company right away.

Consumers with any insurance questions and to file an insurance-related complaint can contact the Ohio Department of Insurance at 1-800-686-1526 and consumer.complaint@insurance.ohio.gov. A severe weather preparation and recovery toolkit is available at www.insurance.ohio.gov. Safety information can be found at www.ema.ohio.gov.

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